What is identity theft? It is when someone can acquire enough of your personal information to open credit accounts, do business transactions or access your personal accounts without your knowledge.
Before the age of electronics, computers, and the internet people didn’t have to worry much about their identity being stolen. Now days people have their identities stolen almost on a daily basis. You can’t simply through your junk mail in the trash can because there are people who go through trash looking for clues and information that they can use to steel from you and, steel in your name.
Lose your wallet with all of your credit cards and id’s? Report them stolen immediately! You have just given someone all the information they need to become you. Call your banks and credit card companies to alert them that you have lost or had your wallet or purse stolen. You should immediately replace id card such as driver’s licenses etc. This will give you a head start on preventing identity theft.
It’s not just your money, but, your identity. When someone steels your identity they are able to open fraudulent credit accounts in your name. The can spend thousands of dollar on a credit card with your name on it without you ever knowing it. This is much different than having your wallet stolen and having someone run up your credit card bills. You wont know about this until you go to get a loan or, buy a new car, or even a house. Suddenly your credit isn’t good enough. These thieve certainly are not paying these bills they’re creating in your name.
This type of crime had caused a new industry to emerge, Identity theft protection. You can now be protected from having your identity stolen. Companies can monitor credit card activity, fraudulent credit account activity and many other activities that are connected to your identity.
One such company is called life lock. LifeLock offers these features with their service.
- LifeLock Identity Alert™ System
- Proactive Identity Theft Protection
- Reduce Credit Card Offers
- $1 Million Service Guarantee
- Only $10 per Month
Click one of the links above to check out lifelock.
